Brick & Mortar to Virtual

Retail Banking in The New Digital Economy

The Functions and Future of Retail Banking

”Overchoice"

Banks Have Traditionally Led Consumers in Technology Change

Convenience Driven Bank Growth in an Asynchronous World

Personal insight
from brick & mortar to virtual

Change

Market Penetration In the early Days. An unusual marketing approach

Forming Bank of Internet, USA

Operating Risks

Bank Risk Exposure

1. Transaction Risk

2. Strategic Risk

3. Reputation Risk

4. Compliance Risk

Privacy and Compliance

The Internet Risks

Start With Physical Security

Programming Risks

Unique Network (Internet) Risk

^The DEF CON _{Privacy Statement}

Def Con Participant

Cult Of The Dead Cow

Proactive Risk Management

Case Studies

Why Internet Risk Management

The 1988 Internet “Worm”

Denial Of Service Attack

Hacking Made Simple

How to Hack

Product Photo

Hackers News Network

A CEO perspective on managing virtual Risk

Brick & mortar risks that are left behind

Unique virtual bank risks

Thoughts on How to Manage the Risks while delivering Shareholder value

The 10 Driving Principles
of the New Economy - Business 2.0

1. What’s the Matter?

2. Ubiquity Breeds Wealth

3. Making New Markets

4. Aggregation Nation

5. Clock Wise - Customer Convenience Is the Key to Ecommerce.

6. Super Markets

7. Minds over Matter

8. Winning One Customer at a Time

9. The Impulse Economy

10. Turning Customers Into a Sales Force

The Future

The new digital economy and Non-bank competition

Aggregators

Glossary of Terms

Hacking Links