Advertising and Marketing on The Internet :  This FTC site provides guidance for marketing on the Internet. http://www.ftc.gov/bcp/conline/pubs/buspubs/ruleroad.htm    

Board of Governors of the Federal Reserve System: This site is relatively weak. It has short summary discussions of Fed regulations, information on enforcement actions, and supervisory letters. Information on interstate banking is useful. It does, however, have excellent economic and financial data. http://www.bog.frb.fed.us/   

Code of Federal Regulations (CFR): This U.S. Federal reference provides a searchable database of Federal regulations. The CFR is a codification of the general and permanent rules published in the Federal Register by the Executive departments and agencies of the Federal Government.  http://www.access.gpo.gov/nara/cfr/index.html    

CFR as it relates to the OTS Chartered Banks: http://www.access.gpo.gov/nara/cfr/waisidx/12cfrv5.html    

Commodity Futures Trading Commission: This site provides opinions and orders, pending regulations, new contracts, enforcement, advisories, and reparations. http://www.cftc.gov    

Compliance Assistance Program (Office of Small Business Program of the U.S. Department of Labor): This site provides nearly 100 manuals, fact sheets, compliance guides, and procedures to assist small business in following these laws. http://www.dol.gov/cgi-bin/consolid.pl?regs+compliance

Compliance Coach :  Compliance professionals have joined together to offer compliance services over the Internet.   Included is daily intelligence,  online training and the online Compliance Jeopardy game.  A "resource that mines through information to pull together compliance & business intelligence specific to the industry".  http://www.compliancecoach.com/        

Conference of State Bank Supervisors: This site has some very useful features for the executive trying to keep up with financial laws and regulations at both the federal and state levels. It has an irregular feature called CSBS Examiner which provides short synopses of current regulatory and legal activities and another irregular feature called Legislative Updates, which provides more in-depth discussions of pending legislation at the federal level. The site includes a useful summary of state interstate laws and a list of state supervisors. http://www.csbsdal.org/    

Consumer Protection : A listing of FTC consumer protection position statements.  http://www.ftc.gov/bcp/menu-ads.htm#bized    

CRA -Neighborhood Reinvestment Corporation- Neighborworks: This site promotes the creation of healthy communities through affordable housing, home ownership and investments in neighborhood revitalization through local partnerships of residents, nonprofits, lenders, business community and local government: http://www.nw.org

CRA - Enterprise Zone/Enterprise Community: This site was developed by the EZ/EC Program Offices of the U.S. Department of Agriculture and the U.S. Department of Housing and Urban Development: http://www.ezec.gov/

Department of Housing and Urban Development: This site includes a very comprehensive set of resources on housing issues and the US government. FAQs for hombuyers, escrow agents, and lenders; proposed rules; and what’s new. http://www.hud.gov/

Department of Labor (DOL): This site has considerable information on employee and pension issues. http://www.dol.gov    

For pension information also check out the site for the Pension Benefit Guaranty Corporation.

Department of Labor (U.S.) Compliance Information: This site provides useful factual information on many federal labor laws and explains how to comply with them. Coverage includes such topics as minimum wage, child labor, employment of aliens, employee benefits, whistle-blower laws, family medical leave, plant closings, lie detectors, and wage garnishment:  http://www.dol.gov/cgi-bin/consolid.pl?regs+compliance%20    

Employee Retirement Income Security Act of 1973: This section of the DOL site describes who is covered, basic provisions, reporting and disclosure, fiduciary standards, exemptions, and enforcement. http://www.dol.gov/dol/asp/public/programs/handbook/erisa.htm    

Equal Credit Opportunity Act - Reg. B: This commercial site provides useful one- to three-page summaries of various lending compliance issues. http://www.mortgagemart.com/regb.html    

Equal Employment Opportunity Commission: This is the site of the federal administrative agency responsible for interpreting and enforcing the sexual harassment law. Facts about sexual harassment are found at: http://www.eeoc.gov/facts/fs-sex.html    

The statutory language for Title VII of the Civil Rights Act of 1964 is found at http://www.eeoc.gov/laws/vii.html    

Visitors can also learn how to file a claim with the EEOC at http://www.eeoc.gov/facts/howtofil.html  

Family and Medical Leave Act of 1993: This section of the DOL site provides information on who is covered, provisions and requirements, and penalties. http://www.dol.gov/dol/asp/public/programs/handbook/fmla.htm   

Federal Deposit Insurance Corporation: This is one of the best agency sites around. It has every regulatory issue covered including examination manuals. It has the best information on financial performance of banks and thrifts, and many excellent regulatory files that can be downloaded. http://www.fdic.gov/    

FDIC Compliance Examination Manual : http://www.fdic.gov/regulations/compliance/manual/index.html    

FDIC listing of Consumer Rights : http://www.fdic.gov/consumers/consumer/rights/index.html    

Federal Financial Institutions Examination Council: This organization of the major depository regulatory agencies coordinates examination and supervision activities. The site has information on CRA filings, who’s required to create a CRA report, and year 2000 CRA compliance. http://www.ffiec.gov    

Federal Housing Administration (FHA) (HUD site): This site provides information about FHA mortgage insurance programs, including lender activities, program descriptions, servicing requirements, claims, and assets sales. http://www.hud.gov/

Federal Trade Commission: This site includes specific regulations for disclosure of consumer credit for both open-end (http://www.ftc.gov/bcp/conline/pubs/buspubs/creditad/open.htm) and closed-end http://www.ftc.gov/bcp/conline/pubs/buspubs/creditad/closed.htm    

Government on the Net: The State and Local Government on the Net pages offer a frequently updated directory of links to government sponsored and controlled resources on the Internet: http://www.piperinfo.com/

Government Printing Office : Everything but the kitchen sink. GPO Access is a service of the U.S. Government Printing Office that provides free electronic access to a wealth of important information products produced by the Federal Government. The information provided on this site is the official, published version and the information retrieved from GPO Access can be used without restriction, unless specifically noted.  http://www.access.gpo.gov/    

"Home Mortgage Disclosure Act - Reg. C (Mortgage Mart): This commercial site provides useful one- to three-page summaries of various lending compliance issues. http://www.mortgagemart.com/regc.html    

HUD Clips: This information service offers HUD clients access to HUD's official repository of policies, procedures, announcements, and other materials. http://www.hudclips.org/html/about.htm    

Miscellaneous DOL Administrative Oversight: This page will get you to information on Plant Closings and Layoffs, Veteran’s Reemployment, and Employee Polygraph Protection Act (EPPA) information. http://www.dol.gov/dol/asp/public/programs/handbook/contents.htm    

Mortgage Calculators - HUD:  I feel most comfortable referring consumers to the HUD mortgage calculators.  http://www.hud.gov/mortgcal.html    

Mortgagemart: Truth in Lending Act - Reg. Z: This commercial site provides useful one- to three-page summaries of various lending compliance issues. http://www.mortgagemart.com/regz.html   

 National Association of Insurance Commissioners: This site provides model state laws for hundreds of insurance issues organized into 40 categories. These are sold. There is good information on Internet marketing of insurance and securities valuation. http://www.naic.org    

National Credit Union Administration: This is a very extensive site as long as you can download Acrobat pdf files. In the regulatory area it has the Federal Credit Union Act, bylaws, rules and regulations, a two-volume examination manual, prohibition orders, accounting manuals and letters, and regulatory alerts. You can get just about everything they publish. The site is well organized as well. http://www.ncua.gov   

National Institute of Consumer Education: This university operated site provides consumer summaries and information on consumer credit protection laws such as truth in lending, real estate settlements and procedures act, and equal credit opportunity. http://www.emich.edu/public/coe/nice/summary.html

OFAC: Office of Foreign Asset Control, U. S. Treasury:   Probably the oldest and most powerful arm of the US governments foreign relations strong arm.  Financial institutions need to follow these rules closely. http://www.ustreas.gov/ofac/index.html    

Office of the Comptroller of the Currency: This site is strong on CRA and provides useful information on enforcement, proposed regulations, and legal interpretations. http://www.occ.treas.gov/    

Office of Thrift Supervision: This site provides information on laws, regulations, policies, final and interim rules, legal opinions, many Acrobat pdf downloadable file resources on electronic banking, and guidance notices. There is a good section on safety and soundness guidelines. http://www.ots.treas.gov/   

Pension Benefit Guaranty Corporation (PBGC): This site provides excellent information for those in your firm responsible for private defined benefit pension programs. Information includes an FAQ about PBGC guarantees, programs and benefits, the PBGC early warning system, and the Acrobat pdf 75-page downloadable file entitled Pension Insurance Data Book. http://www.pbgc.gov

RESPA - Department of Housing and Urban Development: This site includes a very comprehensive set of resources on the Real Estate Settlement Procedures Act, RESPA. It has the final rules and regulation (1996); FAQs for hombuyers, escrow agents, and lenders; proposed rules; and what’s new. http://www.hud.gov/fha/sfh/res/respa_hm.html   

Security Industry Compliance "Best Practices": Provides a paper discussing compliance issues related to the security’s industry in the United States. http://www.sia.com/

T.I.L.: loans, and general information about the Truth-in-lending Act. http://www.ftc.gov/bcp/conline/pubs/buspubs/creditad/general.htm    

U.S. Securities and Exchange Commission: This site provides extensive regulatory information, including proposed and final rules, staff accounting, self-regulatory information, rule making, and SRO rule making. There is also plenty of enforcement information with litigation and administrative releases, investor alerts, and insider trading information. http://www.sec.gov