America's Business Funding Directory: This is a very popular site which provides a search routine to help borrowers find lenders who specialize in the type of loan they require. The search engine at the site is organized by the following types of loans: venture capital; commercial; real estate; equipment; government; and investment. http://www.businessfinance.com/    

Bigfoot: One of the Web's most powerful, search engines for finding people. http://www.bigfoot.com    

Creditworthy: A very comprehensive site for business credit information. One of the most interesting features is the information on financial statements http://www.creditworthy.com/us/credit/fs_analysis.html and ratios http://www.creditworthy.com/us/credit/ratios.html  

Good education features. http://www.creditworthy.com   

Duff & Phelps Credit Rating Co.: The valuable site of a credit rating agency provides press releases every 5 minutes, ratings information, and research on corporations, structured financings, and international http://www.dcrco.com   

Dun and Bradstreet: This valuable site by this credit organization has valuable information on collection practices, industry evaluations, credit information and hundreds of research reports on economics, global trends, industry trends, and company news. http://www.dnb.com/    

Entrepreneurial Edge Online: This site provides very valuable information for small businesses seeking credit. One of the most unique features is the toolbox. An interactive balance sheet, income statement, cash flow and cash budget are provided in fill-in-the-blank form. The business fills in their numbers and gets back computed financial ratios, common-size statements and more. The site also include a valuable information on sales, marketing, human resources, legal issues and promotion. These features are found at: http://www.edgeonline.com/main/bizbuilders/index2.shtm    

The site includes other features to numerous to mention useful to small business people. The site's homepage is at: http://www.edgeonline.com/    

Equifax: The site of one of the major credit reporting agencies. The site provides descriptions of company products and a useful consumer feature that explains the use of credit reports. http://www.equifax.com    

Experian (formerly TRW credit): This site provides very valuable credit information on credit reports and scoring. Basic credit report information at: http://www.experian.com/index.html    

Personal credit report information at :   http://www.experian.com/personal/index.html     Business credit information including a discussion of credit report, what to do when denied credit, and how to offer credit is found at http://www.experian.com/business.html    

Fitch Investment Service: This site of the bond-rating agency provides current information on recent bond ratings by Fitch. The site includes current research findings, current ratings, structured finance offerings, research, surveillance, public and taxable finance. http://www.fitchinv.com   

J.P. Morgan & Co. Risk Management: This site provides summaries of a variety of Morgan economic publications and data sources. The research Web site is available to clients only. http://www.jpmorgan.com/research/

Morgan's well know risk metrics services can be found at http://www.jpmorgan.com/RiskManagement/RMAhp.htm    

CreditMetrics is Morgan's portfolio model for evaluating credit risk: The CreditMetrics approach enables a company to consolidate credit risk across its entire organization, and provides a statement of value-at-risk (VaR) due to credit caused by upgrades, downgrades, and defaults. http://www.jpmorgan.com/RiskManagement/CreditMetrics/CreditMetrics.htm    

National Center for Home Equity Conversion (NCHEC) : is the premier site for information on reverse mortgages. The NCHEC is a non profit organization. The site is built for consumers but is an excellent resource for lenders.  A very user friendly calculator is available to assist borrowers in learning their options and the amount of funds that is available to them. http://www.reverse.org/    

RiskMetrics™ : is a methodology to estimate market risk based on the Value-at-Risk approach. RiskMetrics™ comprises a set of consistently calculated volatilities and correlation forecasts for use as inputs to estimate market risks. An expanded version includes new markets and commodities. It covers government bonds, money markets and swaps, foreign exchange and equity indices (where applicable) for Australia, Belgium, Canada, Denmark, European currency units, France, Germany, Great Britain, Italy, Japan, Netherlands, Spain, Sweden, Switzerland, and the United States. http://www.jpmorgan.com/RiskManagement/RiskMetrics/RiskMetrics.html    

CreditManager™ : is designed to fulfill two important tasks: to generate credit risk information for control and reporting purposes, and to provide flexible tools to assist risk takers and decision makers. Users must first provide details of their exposures and obligors. CreditManager™ then uses credit risk data coming from CreditMetrics™, or other sources, to analyze the risk due to credit events over a one-year horizon. http://www.jpmorgan.com/RiskManagement/CreditManager.htm    

National Association of Credit Management: A professional credit management professional organization providing education, certification, research and meeting information. This site provides articles and news on the topics of business credit, global credit, loss prevention, credit research, and education. http://www.nacm.org   

Northern California Credit Service: This company issued credit reports. The site provides limited but useful information on credit scores. http://www.nccredit.com/   

Switchboard: A search site for personal and business phone numbers, toll free numbers, Web site addresses, and e-mail addresses. http://www.switchboard.com   

Tenant Screening Credit (TSCI): A site providing credit information for real estate owners on tenant evictions and credit. http://www.tsci.com/