DFIN Economic and Political Issues That Impact Digital Finance and Asset Values Since 1996

DFIN (Decentralized Finance), Web 3.0, DeFi, Banking, Digital Finance
and Economic and Political Inputs That Impact Asset Values Since 1996

Gary Lewis Evans is available for Speaking Engagements or Projects - SEE

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The Digital Financier Since 1996

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Economics & Asset Values

We address all forms of asset values from multiple perspectives. This includes physical assets, stocks, bonds and all forms of digital assets.

I have extensive successful experience in managing a bank as a CFO in the mid 70s and as a CEO since the mid 80s. This included learning the economics needed to prosper in a bad economy. I outperformed competitors in every poor economy including the high interest rates in the late 70s and early 80s. During this period the FRB was silent and never gave guidance. Banks like mine needed to track the numbers just like the FRB and form our own conclusions. Rate changes could happen at any time.

The economy today is more comparable to the late 70s and early 80s then the recent great recession of 2008. Inflation, higher interest rates, lower real estate prices and asset prices will continue to deteriorate.

Digital Real Estate, 50 Internet Domain Names For Sale
A Few Date Back to 1996

Examples are PetSales.com , UsedCarSales.com and StraightVeg.com

Why Are Home Prices Weak? Excess Office Space Problem

Start The Day
Start The Day US Treasury Yield Cure is a Great Way to Start Your Day	NEWS News From Around The World	Wolf Street The Stories Behind Business, Finance, and Money - Often Unique Stories	DFIN on LinkedIn x Important News and articles On DFIN LinkedIn
News For Online Car and Truck Sales Manufacturers are Moving to an Agency Model	News For Global Warming Lets Get Ready Because We Can't Stop It	News For New Car and Truck Power Sources EV and More	News For Domain Names, Metaverse and Other Non-Fungible Assets
Domain Name Dictionary Frequently-used vocabulary within the domain name industry	KNOWLEDGE DATABASES A growing database of knowledge	FDIC Bank Data & Statistics Searchable databases to find information on specific banks, their branches, and the industry.	Domain-First Branding How To Build A Winning Corporate Branding Strategy Kate Buckley Forbes Councils Member
Interactive U.S. and World Economic Data Calculators, Including Inflation Rates, Includes a Time Value of Money Calculator "Official Data is a website based in San Mateo, California that seeks to collect and process government data for the benefit of the public. Our vision is for technology to enable citizens to understand their government and make important life decisions based on facts."
Inflation Calculator This easy to use inflation calculator uses official records published by the U.S. Department of Labor. Inflation has averaged 0.94% per year since 1635.	U.S. Inflation By Year Includes a nice Inflation Graphic, 1914 to present	Current U.S. Inflation Rate One table shows the inflation rate on a monthly basis for current year	Stock Market Returns Calculator If you invested $100 in the S&P 500 at the beginning of 1957, you would have about $65,980.22 at the end of 2023, assuming you reinvested all dividends.
Amazon Keyword Tool The Amazon Keyword Tool is a free Amazon keyword research tool that dramatically improves the process of finding popular Amazon keywords for your Amazon listing - Saving you time on Amazon SEO.	Google Trends Time Capsule From 1999 Google Trends provides a unique look at what the world is searching for. The Google Trends Time Capsule outlines the top five “most searched” in a category each year from 1999	Google Trends Explore what the United States and the world is searching for right now

Featured Content November 2022 - Asset Weakness

The unprecedented COVID economy shutdown, expansive FRB monetary policies and excessive fiscal stimulus will result in the worst economy of my lifetime. Your home, stocks and many assets are going down in value. Inflation will be worse than many have experienced. Unfortunately, inflation will be with us for longer than most expect. When we factor in the work from home phenomenon, the result will be high office vacancy rates, lower office values and more bank problems.

The policies described above will lead to stagflation like I saw as a bank CFO in the late 70s and early 80s when Prime reached about 21%. I am not saying 21% will be the current cycle high, but it could be.

The 2023 - 2024 Opportunity

In addition to banking, Fintech (digital finance and technology) have been my life since the early 90s. My focus today is preparing for what I expect to be the worst economy of my life.

I have been a fiduciary for my entire banking career (three banks were family owned) and I have been hands on for all types of complex loan pool purchases and real estate workouts since the late 80s. This is unusual for a bank president but the pools were high risk, very profitable and sold at large discounts. More important, it was an opportunity to train staff. This will benefit loan pricing and sales when needed.

The depth of my skills range from manufacturing, automotive, construction, finance (as a CFO) technology, payments, Fintech and banking. Few can be a qualified receiver for both, a failing construction project and a technology company.

Gary Lewis Evans, Principal of DFIN is always looking for a challenge and is offering problem bank asset management, complex income property loan pool underwriting and managing receiverships as the receiver. This includes bank receiverships or rescues. My broad experience in leadership positions in every bad economic cycle since 1975 is unique in advisors. My due diligence is based upon hands on experience. I am capable to both advise a bank and provide hands on project leadership or work with regulators on a bank receivership.

For those that are prepared, their is good news outside of the collapsing physical economy. The digital economy is growing. The Metaverse and Digital real estate is an opportunity for those that do their homework. Metaverse real estate is still a newer product that is experiencing wild swings in value, but I expect Metaverse real estate to do well in the long run. I should mention Crypto Currency, but I have nothing good to say. One day Crypto, stable value currency, will be common and valuable.

Chapter Topic Index

Home Prices are Going Significantly Lower in 2022/2023

Office Space will suffer more

ESG -Coming Soon

The Metaverse

Virtual Real Estate Information and Education

DFIN
News On LinkedIn

Glossary

Fintech
-
Metaverse
-
Global Warming

U.S Debt Problem

The Elephant
in the room - $30T+Debt

Falling Home Prices

Real Estate and Home
Prices Will Crash in 2022
and 2023. March 2022 is
about as good as
pricing gets. We are
on the Road to
Lower Prices.
- It's Just Math

Domain Names
and The Metaverse

News On LinkedIn

CPI Calculator

In 1957 Two McDonalds Hamburgers would have cost .30 cents. Comparable to $3.22 in August 2022 Dollars

Financial Calculator

Gary Lewis Evans
Summary Bio

Gary Lewis Evans
Detailed Bio

Gary Lewis Evans
Receivership Bio

Tax Research

A Focus on Domain Names

Domain names are the real estate of the future

Cyber
Security

Information and Education

Join with Dfin in the
Metaverse,
SEE RFP

We will bring decades
of banking experience
and Great Domain Names

Guest Articles

Digital Real Estate Home

Metaverse

Historic Info

The Mortgage Rate in America
Every Year Since 1972

Confusing Climate Change Predictions

Visual Capitalist

Great Data and
Timely Graphics

COVID 19

The Lingering Impact
on the Economy

St. Louis Federal
Reserve Bank
30 Year Mortgage Rates

FHLMC
Primary Mortgage Market Survey®

WHOXY
Who Owns a Domain?
More Info Then The
Typical Whois

DFIN Insight Includes Opinions and Analysis

Digital Real Estate Links Below

Digital Real Estate Metaverse Domains For Sale

Lets Track Digital Real Estate to Ever Higher Prices

Economics
Graphics
and
Charts

Sometime a Picture is
Worth 1,000 Words Poverty
in
the US

A Little Freedom Will Go a Long Way CyberCatch

Cyber Security

Opinion
on
Digital
Assets

Domains -
NFT -
Metaverse

The
Dumbest
Generation

A DFIN Special
Collection
of Articles
Some are Funny
and Others
are Sad Who Owns The
Nissan
Brand

Nissan Motor
Sued Nissan Computer For Trademark Infringement, Trademark
Dilution And Cyber-
Squatting Seeking
10 Million
Dollars In Damages,
Nissan Motor Won't win. AI Demo

A very good demo of AI using Google Assistant to make a restaurant reservation DFIN
Comments

Non-Fungible,
Domain Farm, NFTs,
Blockchain and
Crypto Currency

Indian Country - Needs Help
This is a Great Opportunity    Financial Snapshot
of Native
Americans 7 reasons to invest
in domain names

Free from tax and
insurance. Cost-
effectiveness. Limited
supply and growing demand. Unique value.
Capital appreciation. Depth of
investment. ROI The Path
to
Open Banking

1994 the first of three phases
began when I was president
La Jolla Bank in
La Jolla California.
This first phase
was branded as Bank of
The Internet (BofI).

How Much House Can I Afford?

Home Affordability Calculator
This is a very
easy tool to use
Great explanation
of key items
You Can Make Your Own Fuel

DIY Home Biodiesel Production:
fuel independence. Step by Step Here’s how to settle
your loved one’s
estate after they
pass away

The first step is getting
recognized as executor
by the court and
taking inventory
of the deceased
possessions 10 cheapest
U.S. cities to buy a
home and what
makes them special -
Market Watch

Growing working from home and or the Metaverse this markets should experience a revival

S&P/
Case-Shiller
U.S.
National
Home
Price Index Claiming Reserved
HNS Names

How to easily claim
reserved HNS names.
Handshake’s blockchain
design is truly one of a kind. Web2 participants
to the web. The Path
to
Open Banking

1994 the first of three
phases began
when I was president
La Jolla Bank
in La Jolla California.
This first phase
was branded
as Bank of
The Internet (BofI). The Future of
Banking Digital
Cash & DeFi
For The Metaverse

Bank Advisory, Project Management, Receiverships

DFIN – DFIN premiered in the McGraw-Hill book, The Financial Institutions Internet Sourcebook in January 1997. DFIN has been owned by Gary Lewis Evans and online since 1996. DFIN started with a focus on digital finance and has evolved to include DeFi, digital real estate, and the Metaverse. A common thread is asset values and events that impact the values.

Banking: My banking career began in 1971 and I was an Internet Banking Pioneer in 1994 as President of La Jolla Bank. I was a founder and CEO of BofI, (Bank of Internet) in 2000. The name was changed to AXOS in 2018. AXOS is the most successful and profitable modern digital bank.

Project Management / Consulting - As a long time, hands-on banker that learned the banking fundamentals in the 1970s, I have managed all aspects of a bank since the days when we only had ten key adding machines and minimal computing power. I have been a CEO, CFO, CCO and COO In addition to my operating skills, I have led the design and building of deposit and loan processing and servicing platforms that were powered by staff-built RPA. I have extreme banking knowledge and a history of innovation that will benefit a bank seeking the right path in the transition to the Metaverse. My skills are adaptable to help banks work with FinTech and help FinTech better understand banking issues.

Primary Focus Today - In addition to bank projects and complex loan pool underwriting, I am reviving my receivership, asset management, and controlled bank liquidation skills.

                                                        See Receivership

Speaking Engagements

As an Internet Banking and Fintech Pioneer I bring a dynamic experienced but fresh approach as a speaker.   I am available to speak at conventions, industry meetings or to a company's management. I bring unique hands on experience and insight that bridges old and new banking techniques, retail payments and retail banking models.

My presentation will be designed for the audience.

See:
LinkedIn Bio - https://www.linkedin.com/in/garyevans/

Author: The Financial Institutions Internet Sourcebook: McGraw-Hill; 1st edition (January 1, 1997)

Non Fungible Digital Asset Overview
1st Time DFIN offered For Sale

Non Fungible physical and digital assets are common and take many forms. Physical forms can range from art to real estate. Digital assets are just that - Digital. The monetary value is a function of supply and demand.

Most physical and digital non fungible assets are of no value and some are very valuable. The Mona Lisa and the Domain Amazon.com are very valuable.

The US Dollar and Bitcoin are fungible. One dollar is the same as another and the same can be said about Bitcoin. Their is only 1 DFIN.com or Rodeo Drive in the world.

DFIN NEWS CENTER

DFIN Goal is To Only List Pure News Sources as Opposed to Opinion

News

Aggregator Medical

News

Video

News England / Wales

Since Mid 1800s Like a

French BBC Hong Kong

Since 1903

Yahoo

Finance Google

Finance
UPI Specific

Stocks Bloomberg

DFIN FOR BIG DATA

Real Time
Representations
of
Big Data Growth
FIRE
List of
Digital
Only
Neo Banks
US
Census
Join the Transparency Revolution!

Easy to Become a
Digital Car Dealer
The First Solar Powered Car
Deloitte Launches
Unlimited Reality:
An Experience
and Impact
Offering for
Virtual Worlds
Users of
Government
Web Sites

DFIN HELPS

Cities Deliver Financial Empowerment
Indian Country Links
The Salvation Army exists
to meet human needs
Heterodox Academy
Mom Informed

DFIN MISCELLANEOUS

ToolTester
We’re here to
help you choose
the best web tools
for your project,
and make it
a success.

San Diego
Tech Hub

File a Trademark
or Patent
Covid19 Links Vimeo
Cyber Catch
Video

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Contact: Gary Lewis Evans, GLE@DFIN.com

PRIVACY NOTICE

LinkedIn Bio; https://www.linkedin.com/in/garyevans/

Copyright 1996 - 2023